It’s the end of your billing cycle, and you get your phone bill. It’s $50, $100… maybe even t, you think, “Why is my phone bill so high?” You start crunching the numbers. You wonder how you’re going to afford it. These days, a phone is no longer a luxury. It’s how you stay connected, feel safe, and maybe even work.
Everyone should have access to affordable phone service. That’s why we’ve put together this guide to help you know how to lower phone bills. Keep reading to find out:
- How much is a phone bill per month on average?
- Why is my phone bill so high?
- How to lower cell phone bill: 6 tips
- How to get a phone for free (stick around until the end!)
How Much is a Phone Bill Per Month?
Your monthly phone bill depends on your provider and plan. In the U.S., the average monthly cell phone bill is around $144 per household. That’s nearly $2,000 per year on phone service alone. This expense can be a real financial burden, especially as costs keep rising.
How Much is a Phone Bill Per Month for One Person?
It depends! Some plans start as low as $15 per month, while others exceed $100. On average, an individual pays $50–$70 per month for phone service. However, some people pay $0 by qualifying for free phone plans designed for low-income households.
Learn more about free phone plans to see how to lower cell phone bills here.
Why Is My Phone Bill So High?
Does your phone bill always seem higher than expected? It’s not just you. Many people don’t realize how quickly costs add up. Your phone bill might be more expensive than it should be for a few reasons:
Your Provider Charges Too Much.
Most Americans stick with major brand-name providers, assuming they’re the best option. However, many smaller carriers offer the same coverage at a fraction of the cost. If you’re paying a premium for a big-name provider, it might be time to switch.
You’re Using Too Much Data.
If your plan includes a data cap — say, 4GB per month — you’ll get charged extra when you exceed it. Many providers send alerts when you’re close to your limit. Regularly checking your data usage can prevent surprise charges.
You’re Paying for Roaming.
Using your phone outside your provider’s coverage area without a roaming plan can incur steep fees. If you travel frequently, look into international or roaming-friendly plans.
Your Plan Is Outdated.
Cell phone providers update their plans frequently. Older plans can become overpriced. Check if your provider has newer, cheaper options that better fit your needs.
You’re Paying for More Than You Need.
Unlimited talk, text, or data isn’t necessary for everyone. This is especially true if you’re always connected to WiFi or don’t use your phone a lot. You may be able to save significantly by switching to a more basic phone plan.
You’re on a Postpaid Plan Instead of a Prepaid Plan.
Postpaid plans bill you after usage. Traditional phone plans often have hidden fees and overage charges. Prepaid plans let you pay upfront with no surprises. Prepaid phone plans are usually much more budget-friendly.
I Need to Pay My Phone Bill But I Have No Money. What Should I Do?
If you’re struggling to pay your phone bill, you’re not alone. 1 in 4 Americans say they can’t comfortably afford their current plan. The good news? There are steps you can take to lower your bill and keep your phone.
How to Lower Cell Phone Bill
Let’s look at six easy ways how to lower phone bills:
1. Always Connect to WiFi.
Your data plan determines how much internet you can use without WiFi. If you exceed your limit, you’ll be charged extra. To save money:
- At home: Always connect to your WiFi network.
- In public: Use secure WiFi when available.
- If no WiFi is available: Avoid streaming videos, downloading large files, or excessive scrolling.
2. Switch to a Prepaid Plan.
Prepaid plans are typically cheaper because:
- You choose how much data you need. Less data means a lower bill.
- No long-term contracts. You can cancel anytime without penalties.
- You avoid hidden fees and overage charges.
3. Join a Family or Group Plan.
If multiple people in your household need phone service, a family plan can be significantly cheaper than individual plans. Many providers offer discounted rates for additional lines.
4. Switch to a Low-Cost Carrier.
Big-name providers often overcharge for the same coverage you can get elsewhere. Companies like enTouch Wireless offer affordable plans — and even free phone service for eligible low-income households.
5. Track Your Usage & Adjust Your Plan.
Don’t make many calls? You likely don’t need a plan with unlimited minutes. The same goes for texts and data. Track your usage with apps like My Data Manager. This way, you can know if it’d be reasonable to switch to a more affordable plan.
6. Apply for Lifeline Assistance.
Lifeline is a federal government assistance program. It offers free or discounted phone services for eligible households. You may qualify for a free phone service if you meet low-income guidelines or receive benefits like SNAP or Medicaid.
How to Get a Phone for Free
Did you know you could get a free phone and free service? If you qualify for Lifeline, you may be eligible for both. Here’s how to check:
1. See if You Qualify
You can qualify in one of two ways:
- Benefit Eligibility
If you receive SNAP, Medicaid, SSI, FPHA, or Veterans Benefits, you’re likely eligible. See what programs are eligible here.
- Income Eligibility
If your household income falls under Federal Poverty Guidelines, you may qualify. Check if you meet the income requirements here.
You don’t need to meet both — just one.
2. Apply for Lifeline
If you do qualify, all you need to do is enroll here! You’ll just need:
- Proof of identity
- Proof of eligibility
- Proof of address.
You can easily apply online or by mail. Once approved, you’ll receive instructions to activate your free phone service!
Get Started with Free or Affordable Phone Service
If you’re tired of overpaying for your phone bill, now is the time to make a change. With Lifeline through enTouch, you could get:
- Free talk & text every month
- Free data plans starting at 4.5GB
- No contracts or hidden fees
- A new premium cell phone (for eligible customers)
We’ll help you learn how to get a phone for free, step by step. Get started today. Enroll now for a free phone service!